Compare rates, fees, and features — find where your money grows fastest
Compare Savings Options ↓Which savings option gives you the best returns?
| Feature | Fido EasySave | MTN MoMo | Bank Savings | T-Bills | Susu |
|---|---|---|---|---|---|
| Interest Rate | 10% p.a. | Variable | 2–5% | ~15% | 0% |
| Min. Deposit | GHS 20 | GHS 1 | GHS 50–500 | GHS 100+ | Any |
| Fees | Zero ✓ | Withdrawal fees | Monthly fees | Broker fees | Collector fee |
| Withdraw Anytime | ✓ | ✓ | ✓ | ✗ Locked | ✗ Fixed term |
| Mobile App | ✓ | ✓ | Some | ✗ | ✗ |
| BoG Licensed | ✓ | ✓ | ✓ | ✓ | ✗ |
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With 10% interest, zero fees, and instant withdrawals from your phone — you get the best of everything. Start with just GHS 20.
Open EasySave Now →Fido EasySave leads with 10% annual interest, zero fees, and just GHS 20 minimum. It outperforms traditional banks (2-5%), MoMo savings (variable), and is more accessible than T-Bills.
Yes. Fido is licensed and regulated by the Bank of Ghana. Your savings are protected and you can withdraw anytime with no penalties.
Fido operates as a digital-first platform with lower overhead than traditional banks, allowing us to pass higher returns to savers. Interest is calculated daily and paid monthly.
Yes! Unlike T-Bills or Susu, Fido EasySave lets you withdraw instantly via mobile money — no lock-in periods, no penalties.